As human beings we’re all currently tasked with a new challenge as we prepare for post-quarantine life. I do not want to use this blog as...

December 7, 1941… 353 Imperial Japanese aircrafts attacked the United States Pacific Fleet at the Pearl Harbor Naval Base in Honolulu,...

So, 2020 is off to a good start, right? I mean there isn’t too much going on… the 10-year bond fell under 0.400% and subsequently split...

I would be lying to all of you if I said I was a bit rusty when it comes to writing this blog. I’ve been pontificating (big word alert!)...

My last blog post was 232 days ago… it was a Monday and I wrote about the refi boom that was on the horizon. I don’t want to toot my own...

Are there any other lenders out there that are frustrated by losing deals over MI premiums? What about you MI companies? Are you...

Price. Service. Technology. Efficiency. I don’t care what order they are in. I don’t care which one is valued the most. I don’t care how...

In 1997 Paula Cole came out with the smash hit “Where have all the cowboys gone?” and as I sipped my cup of Folgers (don’t judge me…...

As we march towards December, I feel like I’m 10 years old again. Fresh powder falling from the sky, anticipation for the holiday season,...

As we set out on the eve of the 2018 Holiday Season, I like to bring in the holiday spirit by listening to Adam Sandler’s classic, The...

It appears not everyone can enjoy the Golden Coast. When people think of California, they think sunshine, relaxing and laid-back...

It is no secret that the use of video for content marketing and communication is on the rise. And I would venture to say if you are not...

I’ve been going back and forth this morning on what I want to blog about. On one hand I want to talk about the market… as we speak the...

We’ve mentioned Wells Fargo several times on this blog. Most recently, I mentioned them in my Thinning the Herd post on October 10th and...

Anyone that has been a loan officer for more than a short time knows that borrowers concentrate on interest rate above all other things a...

As we’ve mentioned what seems like countless times before, 2018 hasn’t been the best of years for the mortgage industry. Originations are...

I feel like I haven’t spoken to everyone in a while. I apologize for being so distant… trust me, it’s not you… it’s me. It’s been a crazy...

The risk of Mortgage fraud has increased more than 12 percent this year, and that was just at the end of Q2. We still must get the...

As we enter into the final 2 weeks of Q3 it’s clear to me that the competition in our space is stronger than ever… so strong that Fannie...

It comes in waves. When things are good… our industry’s media publications produce enough fluffy content to make you sick to your...