Big news in the mortgage world this week...I'm sure almost everyone is aware of the rate hike that has occurred. The Fed stuck to their plan and increased in...

As we march towards December, I feel like I’m 10 years old again. Fresh powder falling from the sky, anticipation for the holiday season, and closing out the...

It appears not everyone can enjoy the Golden Coast. When people think of California, they think sunshine, relaxing and laid-back attitudes in an American par...

We’ve mentioned Wells Fargo several times on this blog. Most recently, I mentioned them in my Thinning the Herd post on October 10th and touched on their exp...

Back on March 8th of this year, HousingWire first reported that Amazon (yes, THAT Amazon) was looking to hire an individual to lead their newly-formed mortga...

After almost a decade Wells Fargo is back in the mortgage securitization game. The last time that Wells Fargo issued a residential mortgage backed security w...

As we’ve mentioned what seems like countless times before, 2018 hasn’t been the best of years for the mortgage industry. Originations are down, rates are up,...

The risk of Mortgage fraud has increased more than 12 percent this year, and that was just at the end of Q2. We still must get the reports from Q3, and we ha...

It’s no secret that our industry has compressed as a result of the refi market drying up. We’re in a full-blown purchase market and there are no ifs… ands… o...

If you made a late-night trip to your local hardware store yesterday for some supplies, 10 minutes before they close (you know who you are), you were probabl...

We all are obviously aware that the world record for most simultaneous snow angels is held by North Dakota, but we don’t generally think of them when it come...

Last week I had the opportunity to visit our corporate office in Pennington, NJ. I felt the pressures of doing business on the road but more importantly I fe...

As you’ve probably noticed in the past few weeks our blog posting has become a bit irregular. You can blame it on a variety of different things… we’re growin...

I want to thank our very own Linda Booker for contributing and bringing an important topic to the forefront in today’s blog. Enjoy! MJ ______________________...

Last Thursday, Freddie Mac released a new conventional 3% down program. The program is designed to help qualified first-time homebuyers obtain financing for ...

It might not feel like it, but spring is in the air. People are coming out of hibernation, even in the cities that are still dealing with snow. “Moving Seaso...

So, it’s April… and there is still snow in the weekly forecast… sweet. It looks like we need to remain patient for the official close out of winter and it’ll...

The FHA was created in 1934 to get the housing industry off its feet. According to the FHA, mortgages were tough to come by for most homeowners, requiring 5...

Wells Fargo is once again in the spotlight. The Consumer Financial Protection Bureau is considering fining Wells Fargo hundreds of millions of dollars for it...

Last week, we posted about the $5.5 trillion in equity that homeowners are sitting on and pondered when and how homeowners would start to tap into this equit...