December 7, 1941… 353 Imperial Japanese aircrafts attacked the United States Pacific Fleet at the Pearl Harbor Naval Base in Honolulu, Hawaii. The attack kil...

So, 2020 is off to a good start, right? I mean there isn’t too much going on… the 10-year bond fell under 0.400% and subsequently split from its normal trend...

As the summer months start to take shape it appears as if there is a refinance storm brewing. The Wall Street Journal published an article yesterday that tou...

Big news in the mortgage world this week...I'm sure almost everyone is aware of the rate hike that has occurred. The Fed stuck to their plan and increased in...

As we march towards December, I feel like I’m 10 years old again. Fresh powder falling from the sky, anticipation for the holiday season, and closing out the...

Yesterday, the Federal Housing Agency reported that its Mutual Mortgage Insurance Fund currently has a positive net worth and capital reserves. As most of us...

In the mortgage industry, new lenders are popping up every day, while classic staples run the risk of fading away. Out of the top 20 mortgage lenders from 20...

As we enter into the final 2 weeks of Q3 it’s clear to me that the competition in our space is stronger than ever… so strong that Fannie Mae’s Mortgage Lende...

Happy Wednesday everyone! I hope the first week of the NFL regular season treated you well (unlike us here in Pittsburgh), and week 2 is right around the cor...

It’s September… Pumpkin Spice Season is in full affect. Cheerios, Pringles (what?!), Oreo’s, Ice Cream… you name it and they have created a pumpkin flavor fo...

I know it, you know it, everyone knows it. There’s a market correction coming in between 2019-2022. Our economy is artificially propped up and it’s currently...

There has been a large movement happening inside of the Wholesale Lending space and if you haven’t been following the BRAWL Movement (Brokers Rallying Agains...

In February 1976 Maxine Nightingale’s version of “Right Back Where We Started From” hit #2 on the Billboard Hot 100 list… so what’s that have to do with the ...

It is rare in our industry for everyone to be having the same conversation. So many people and businesses are involved in the housing market that there is a...

Over the past week or so we’ve diverted our attention off the details of the mortgage industry to discuss more whimsical topics… like the Pittsburgh Marathon...

First and foremost, sorry for the corny title this morning. Over the past few months it’s been increasingly difficult to find up beat news in our industry, s...

It’s funny to me that as a nation we can’t just bask in the fact that our economy is strong. It’s good right now. It’s healthy (kinda). The US Dollar is wort...

The 10-year Treasury Note is about 25bps from hitting 3%. This is the 10-year’s highest level since January of 2014. Okay? So, what does that mean? Well… the...

When I was in high school, there was basically 2 options after graduation, 1) go to college, 2) go to a technical school and enter a trade industry. I would ...

In 2016, refinances made up 50% of mortgage transactions. In 2017 they made up 35% and with rates on the rise in 2018 we’re going to see refi’s make up about...