I’ve been going back and forth this morning on what I want to blog about. On one hand I want to talk about the market… as we speak the...

Over the past week or so we’ve diverted our attention off the details of the mortgage industry to discuss more whimsical topics… like the...

Last Thursday, Freddie Mac released a new conventional 3% down program. The program is designed to help qualified first-time homebuyers...

In our industry, it’s normal rhetoric to hear phrases like “a $400,000 loan amount”, or “our goal is to fund $350 million this month”,...

Predatory lending, a term usually reserved for counties around Chicago, is popping up in New York of all places. New York has one of the...

When the CFPB director stepped down, it caused a mess that resulted in lawsuits and two directors showing up to work on the same day. ...

Have you been following the PHH v. CFPB case? No? Me either, but I did find the most recent ruling in the case very interesting… so we’re...

Photo by Matthew Henry on Unsplash I’m going to keep it short and sweet for everyone today. Not because I don’t enjoy writing and...

Photo by Erol Ahmed on Unsplash I’ll save you the details and keep this short and sweet… Mel Watt the Director of the Federal Housing...

Photo by Benjamin Faust on Unsplash Back in December Ginnie Mae clamped down on their oversight of VA refinances to protect...

Yesterday, I mentioned that there might be more of an appetite for refinances in 2018, but when will we see Millennials flex their buying...

Photo by Blake Wheeler on Unsplash We’ve been hearing for years that the refi market has dried up and if you aren’t dialed into the...

During everyone’s favorite week of the year (when Christmas ends and we’re waiting on the New Year) a report came out stating that the...

We’re only a few days away from 2018, which according to a bunch of 80’s movies we should have already seen Dr. David Bowman disconnect...

As we discussed on Monday, the IRS made an updated to their Income Verification Express System (IVES) earlier this month. The changes...

Photo by Olga DeLawrence on Unsplash The interim head of the CFPB, Mick Mulvaney, was reviewing the settlement that called for Wells...

Ellie Mae’s latest “Millennial tracker” data showed that 60% of women who were listed as the primary borrower in October were single… as...

Photo by Jomar Thomas on Unsplash Yesterday, public statements from the Mortgage Bankers Association, the Independent Community Bankers...

Yesterday’s post talked about how lenders are using specific demographic data to create new business strategies. But let’s be honest,...

Something new to report… nobody knows what’s going in Washington D.C., particularly regarding the appointment of the new acting director...