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    Going to college is no longer cool...
    Josh Teti, Princeton Mortgage Wholesale
    • Apr 13, 2018
    • 2 min

    Going to college is no longer cool...

    When I was in high school, there was basically 2 options after graduation, 1) go to college, 2) go to a technical school and enter a trade industry. I would say the majority of my friends (90% or so) went to college, chose a major, graduated, and are now working at a job or in an industry that has nothing to do with their major. Additionally, I would say that 90% of that 90% are paying back student loans that they needed to take out (because most people don’t have hundreds of
    70 views0 comments
    Employment numbers on the rise in the mortgage industry; Student loan debt is still weighing down po
    Princeton Wholesale
    • Apr 9, 2018
    • 2 min

    Employment numbers on the rise in the mortgage industry; Student loan debt is still weighing down po

    In 2016, refinances made up 50% of mortgage transactions. In 2017 they made up 35% and with rates on the rise in 2018 we’re going to see refi’s make up about 25% of the market… what am I telling you this for? These are things we already knew, right? Margins are down too… tell us something we didn’t know Matt. Well…despite low refi originations and compressed margins, nonbank lenders and mortgage brokerages employed 339,800 employees in February. This was an increase of 2,500
    36 views0 comments
    Overcoming student loan debt is the key to winning over the Millennial generation
    David Star
    • Feb 13, 2018
    • 2 min

    Overcoming student loan debt is the key to winning over the Millennial generation

    Financial institutions, primarily banks, have gone through brash changes in the wake of the millennial generation entering the work place. This new wave of consumers require new marketing techniques, digital info structure and a more robust overall strategy to win their loyalty. When it comes to mortgages, is the key to the millennial heart going to be super-cool apps they can use on their smart phones or maybe a catchy/viral marketing campaign? These might not cut it. ​ Acco
    59 views0 comments
    Is student loan debt holding Millennials back from buying a home?
    Princeton Wholesale
    • Jan 12, 2018
    • 3 min

    Is student loan debt holding Millennials back from buying a home?

    Yesterday, I mentioned that there might be more of an appetite for refinances in 2018, but when will we see Millennials flex their buying power and invest in new homes? I’m not sure it’s going to be any time soon… as a new report from HousingWire states that nearly 40% of students with college loans could default by 2023. Wow… that’s a staggering number and maybe the CFPB should do a hard pivot away from the mortgage industry and start considering how our country lends money
    31 views0 comments

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