If you made a late-night trip to your local hardware store yesterday for some supplies, 10 minutes before they close (you know who you are), you were probably not alone. Yesterday, Home Depot announced that their second quarter numbers were much better than anticipated and that they are expecting equally positive numbers the rest of the year. We have talked about the tariffs and construction woes in the past and how that could change the housing industry, but those are larg

First and foremost, sorry for the corny title this morning. Over the past few months it’s been increasingly difficult to find up beat news in our industry, so while at first it might seem that my title is corny… the truth is it’s just a stab at these “economists” who offer up insights into the competitive mortgage market place. Black Knight Mortgage Monitor came out with some data at the end of last week confirming what we already know… BORROWERS ARE NOT LOOKING TO REFINANCE.